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Allocation Templates

15 pre-built templates across 5 sectors. Each maps to battle-tested condition types — no new backend logic. Pick a template to pre-fill your allocation, or build custom.

Real Estate

5 templates

Fractional Property Investment

Sell fractional ownership with escrow until threshold is met

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Funds held in escrow until a minimum investment threshold is reached, then released to the developer. A time-locked hold period prevents early withdrawal, protecting both investors and the project.

Example

Miami Commercial Tower — 200 Investors

$12,000,000 USDm·200 recipients

18-month construction + 12-month hold period. Expected yield: 8.5% annually from rental income.

Conditions

  • Investor threshold reached(manual_approval)

    Release funds when the minimum number of investors have committed

  • Minimum hold period(time_lock)

    12-month hold period after property completion

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Construction Draw

Release funds at each construction milestone

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Funds are disbursed in stages as construction milestones are completed. An independent inspector verifies each phase before release. Supports tiered release percentages per milestone.

Example

Austin Mixed-Use Development — 5 Phases

$30,000,000 USDm·1 recipient

5 draw phases: foundation (20%), structure (25%), roofing (20%), interior (25%), handover (10%).

Conditions

  • Foundation complete(milestone)

    Site cleared, foundation poured and cured

  • Structure complete(milestone)

    Walls, columns, and beams erected

  • Roofing complete(milestone)

    Roof structure and waterproofing installed

  • Interior fit-out complete(milestone)

    Electrical, plumbing, finishing, and fixtures installed

  • Final handover(milestone)

    All punch-list items resolved, keys handed to buyer/investor

  • Inspector sign-off(manual_approval)

    Independent inspector confirms all milestones. Investor committee can approve or dispute.

Recipient Structure

  • Foundation draw (20%)20%
  • Structure draw (25%)25%
  • Roofing draw (20%)20%
  • Interior draw (25%)25%
  • Handover draw (10%)10%
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Rental Income Distribution

Distribute rental income to investors on a schedule

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Rental income collected from a property is distributed to fractional investors on a quarterly schedule. Time-locked to the distribution date, then released immediately to all holders.

Example

Austin Apartment Portfolio — Q2 Distribution

$8,000,000 USDm·150 recipients

Quarterly rental income from 60-unit apartment complex. 150 fractional holders.

Conditions

  • Distribution date(time_lock)

    Funds release on the scheduled distribution date

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Mortgage Escrow

Hold mortgage funds until all closing conditions are met

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Mortgage funds held in escrow until closing conditions are satisfied: property inspection, appraisal, and lender approval. Fannie Mae now accepts stablecoin reserves, making this template eligible for crypto-backed US mortgages.

Example

San Francisco Residential Mortgage Escrow

$2,000,000 USDm·1 recipient

Mortgage escrow for residential property. Inspection + appraisal + lender sign-off required.

Conditions

  • Closing date(time_lock)

    Earliest date funds can be released (closing day)

  • Property inspection(milestone)

    Licensed inspector confirms property condition

  • Appraisal(milestone)

    Licensed appraiser confirms property value meets loan requirements

  • Lender approval(manual_approval)

    Mortgage lender signs off on final disbursement

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Property Deed Transfer

Hold funds until deed is recorded and verified

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Purchase funds held in escrow until the title company confirms the deed is recorded at the county recorder's office and a clean title search is verified. Both buyer's and seller's attorneys must sign off before release. Works for cash purchases, 1031 exchanges, and cross-border property transfers.

Example

Brooklyn Brownstone — Cash Purchase

$1,500,000 USDm·1 recipient

Deed recorded at county recorder, title search clear, buyer + seller attorney sign-off required.

Conditions

  • Closing date(time_lock)

    Earliest date funds can be released (scheduled closing day)

  • Deed recorded(milestone)

    Title company confirms deed recorded at county recorder's office

  • Title search clear(milestone)

    Title company confirms no liens, encumbrances, or ownership disputes

  • Buyer's attorney sign-off(manual_approval)

    Buyer's attorney confirms all closing documents are in order

  • Seller's attorney sign-off(manual_approval)

    Seller's attorney confirms deed transfer and closing terms

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Trade Finance

4 templates

Invoice Escrow

Hold payment until goods are delivered and terms expire

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Buyer funds escrow tied to invoice net terms. Payment releases when goods are confirmed delivered AND the net terms period has elapsed. Protects both seller (guaranteed payment) and buyer (conditional release).

Example

Shenzhen→LA Electronics Export Invoice

$500,000 USDm·1 recipient

Net 60 terms. Milestone: customs clearance + delivery receipt.

Conditions

  • Net terms expiry(time_lock)

    Payment cannot release before the invoice net terms expire

  • Goods delivered(milestone)

    Delivery confirmed by receiving party or logistics inspector

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PO Financing

Finance purchase orders with milestone-gated release

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Buyer deposits funds against a purchase order. Payment releases when the seller confirms shipment and the buyer approves receipt. Staged payment for large orders.

Example

Industrial Equipment PO — Chicago Manufacturing

$1,200,000 USDm·1 recipient

Staged delivery: shipment confirmation + buyer sign-off.

Conditions

  • Shipment confirmed(milestone)

    Seller provides shipping documents and tracking

  • Buyer approval(manual_approval)

    Buyer confirms goods received in acceptable condition

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Supply Chain Finance

Multi-party approval for cross-border supply chains

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Funds held in escrow across a multi-party supply chain. Each party (seller, logistics, customs broker, buyer) must confirm their stage before funds are released. Designed for complex cross-border flows.

Example

Shenzhen→Chicago Manufacturing Supply Chain

$500,000 USDm·3 recipients

3-party chain: customs clearance, delivery confirmation, buyer acceptance.

Conditions

  • Customs cleared(milestone)

    Goods cleared customs at destination port

  • Delivery confirmed(milestone)

    Logistics provider confirms delivery to buyer warehouse

  • Buyer acceptance(manual_approval)

    Buyer inspects goods and approves quality/quantity

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Buyer-Funded Trade Escrow

Buyer funds escrow; staged release to seller on milestones

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The buyer deposits the full trade amount into escrow. Funds are released to the seller in stages as milestones are confirmed (shipment, customs, delivery). An auto-return deadline protects the buyer: if no milestones fire within the deadline, funds return automatically.

Example

Rotterdam→Houston Industrial Equipment Purchase

$2,000,000 USDm·3 recipients

Buyer funds → staged release: shipment (40%), customs (30%), delivery (30%). 60-day protection.

Conditions

  • Shipment confirmed(milestone)

    Seller ships goods; inspector or logistics confirms dispatch

  • Customs cleared(milestone)

    Goods cleared customs at destination

  • Delivery confirmed(milestone)

    Goods delivered to buyer; inspector confirms receipt

  • Auto-return deadline(time_lock)

    If no milestones fire by this date, funds return to buyer automatically

Recipient Structure

  • Shipment payment (40%)40%
  • Customs payment (30%)30%
  • Delivery payment (30%)30%
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Securities

3 templates

Employee Vesting

Time-locked vesting with board approval gate

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Employee or advisor token allocation with a cliff period (time lock) followed by periodic releases. Board approval required before any vesting event is processed. Standard 4-year schedule with 1-year cliff.

Example

Series B Employee Token Options — 200 Recipients

$10,000,000 USDm·200 recipients

4-year vesting, 1-year cliff. Board approval gate. 200 employees across 3 offices.

Conditions

  • Cliff period(time_lock)

    No vesting until the cliff date (typically 1 year)

  • Board approval(manual_approval)

    Board of directors must approve each vesting release

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Lock-Up Period

Regulatory lock-up with compliance sign-off

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Early investor or pre-IPO shares locked for a regulatory minimum period. Compliance officer must approve release after the lock-up expires. Prevents premature selling and ensures market stability.

Example

Pre-IPO Share Lock-Up — 20 Early Investors

$10,000,000 USDm·20 recipients

12-month lock-up period. Compliance approval required for release.

Conditions

  • Lock-up period(time_lock)

    Regulatory minimum holding period (e.g. 12 months)

  • Compliance approval(manual_approval)

    Compliance officer confirms lock-up requirements are met

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Dividend Distribution

Batch dividend payout on the ex-dividend date

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Dividend funds are time-locked until the ex-dividend date, then released immediately as a batch payout to all shareholders. Leverages Multicall3 batching for up to 1,000 recipients in under 2 minutes.

Example

Q2 2026 Dividend Distribution — 500 Shareholders

$2,500,000 USDm·500 recipients

Quarterly dividend to 500 shareholders. Automatic batch on ex-dividend date.

Conditions

  • Ex-dividend date(time_lock)

    Funds release on the ex-dividend date

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Government

2 templates

Government Budget Disbursement

Multi-department budget allocation with audit checkpoints

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Federal or state budget funds held in escrow and released to agencies only after department approval, treasury sign-off, and independent audit. Immutable audit trail satisfies public accountability requirements.

Example

Federal Infrastructure Grant — 15 Agencies

$25,000,000 USDm·15 recipients

3-phase disbursement: department approval, treasury sign-off, audit verification at each phase.

Conditions

  • Department approval(manual_approval)

    Originating department head approves the disbursement

  • Treasury sign-off(manual_approval)

    Treasury department confirms budget availability and compliance

  • Audit verification(milestone)

    Independent auditor confirms prior-phase deliverables before next release

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Public Procurement Escrow

Milestone-gated payment for government contracts

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Public procurement funds held in escrow until the vendor delivers and a procurement officer certifies receipt. Inspector verification prevents payment for incomplete deliverables.

Example

Municipal IT Infrastructure Upgrade

$2,000,000 USDm·1 recipient

3-milestone delivery: hardware installation, software deployment, training complete. Officer sign-off at each.

Conditions

  • Delivery confirmed(milestone)

    Vendor delivers goods or completes service milestone

  • Inspection passed(milestone)

    Independent inspector verifies quality and completeness

  • Procurement officer approval(manual_approval)

    Authorized procurement officer certifies payment release

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NGO & Development

2 templates

Grant Management

Milestone-based grant disbursement with donor reporting

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Grant funds held in escrow and released as program milestones are achieved. Quarterly time locks ensure steady disbursement cadence. Immutable audit trail provides donor-grade reporting automatically.

Example

Education Initiative — 3 Countries, 50 Schools

$5,000,000 USDm·50 recipients

Enrollment milestones + quarterly reporting gates. Automatic release on target achievement.

Conditions

  • Program milestone achieved(milestone)

    Program target (enrollment, completion, delivery) confirmed by field officer

  • Quarterly reporting gate(time_lock)

    Funds for next quarter locked until the quarterly reporting date

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Impact-Linked Funding

Release funds only when measurable impact is verified

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Outcome-based funding where disbursement is linked to verified impact metrics. An independent metric inspector confirms results before release. Time-locked review periods ensure proper verification cadence.

Example

Clean Water Program — 10 Communities

$3,000,000 USDm·10 recipients

Impact metrics: wells drilled, water quality tests, community access verified by inspector.

Conditions

  • Impact metric verified(milestone)

    Independent metric inspector confirms measurable impact achieved

  • Review period(time_lock)

    Review period before next disbursement tranche

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